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SSL Status Quo
With SSL, end-users have been satisfied that the URL reads "https," instead of "http" and with the lock icon at the top or bottom of the screen, as it relates to whether the Web site is secure.
Visually, most end-users only look for those icons and most have no idea how those types of sites can be manipulated and replicated by phishers.
How do end-users really know whether the site is authentic and owned by the bank, merchant site, or other site, which bears the company's name?
In theory, SSL certificates should be the on-going standard for browser and server security, however, there are a few kinks in an otherwise worthy protocol for a secure web browser.
In a paper entitled, "An Overview of SSL (version 2," Mr. Adam Shostack discussed the limitations and vulnerabilities of SSL. This paper was written in 1995; soon after SSL Netscape introduced certificates.
Shostack, who now works for Microsoft in their threat vulnerabilities and security department, realized even in the midst of SSL's infancy, that the protocol had serious flaws. These flaws are still evident and plentiful today.
"Insiders, especially those around the top of the key certification hierarchy, have the potential to do quite a bit of harm by creating false signatures on keys," he wrote.
"Few of these attacks will occur in a vengeful manner; they require time and foresight to enact, and are probably the domain of the malicious employee. (This assumes that employees who become vengeful do so at about the time they leave a firm.) "
Almost like a Nostradamus for the IT Security world, Shostack's hypothetical theory has come true as of 2007.
"…A more useful option might be to buy a cheap PC, and have it attempt brute force RC4 keys [encryption keys]. It is estimated that a Pentium based PC should be able to crack a 40 bit RC4 key in a month or several months using brute force," he wrote, though
the standard now is 128 bit encryption.
Brute force means password guessing, as it relates to SSL.
"The manipulations used on the master key may increase the cost of the attack, but probably not by orders of magnitude. If a PC costs $1500, then breaking 12 keys a year leads to a cost that could be as low as $125 per stolen card number. While this seems like a high price, the credit card numbers are acquired in a nearly risk free manner of sniffing an Ethernet. In addition, that time will drop with the introduction of faster hardware."
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Step 1: What is an EV SSL?
Step 2: SSL validation vs. EV SSL validation
Step 3: Merchant Benefits
Step 4: How do I get an EV SSL certificate?
Step 5: Buying An EV SSL Certificate
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